Free tool

Home Loan Eligibility Calculator

Estimate the loan amount a bank may offer, based on your income and existing EMIs (using a 50% FOIR).

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Indicative only — actual eligibility depends on the bank, credit score and income proof.

Know your budget? Let BrixOn shortlist Varanasi homes that fit it — on video, with our local partner arranging the visit.Request a callback

Good to know

Banks usually let you spend up to about half your monthly income on all EMIs combined. This tool uses that rule (a 50% FOIR) with your income, existing EMIs, the interest rate and tenure to estimate the loan you may qualify for. Treat it as a guide — then let BrixOn show you homes in that range.

How much home loan can I get on my salary?

As a rough guide, banks allow total EMIs of up to 50% of your net monthly income. This tool converts that into an estimated loan amount for your chosen rate and tenure.

Does this guarantee a loan?

No. It is an indicative estimate. Actual sanction depends on the bank, your credit score, employment and documents.

Properties you might like in Varanasi

BrixOn is a property platform, not just a calculator — here are a few current listings.

SP103
Shivon, Near Sandaha Chauraha, Ring road phase-3, near Maharaja Resort

Residential Plot

₹27 Lakh per biswa(Negotiable)
Road: 20 Feet inside society1000-2000 sqft options
Direct from owner · Site visit available
SP120
Ramnagar Kamalapur Khajur Gram

Residential Plot

₹15 Lakh per biswa(Negotiable)
Road: 40/30/20 Feet
Direct from owner · Site visit available
SP127
Near Awas Vikas Colony

Residential Plot

₹1.39 Crore for approx 2 Biswa(Negotiable)
Road: 20 Feet2622 sq ft
Direct from owner · Site visit available
Free · Varanasi-tuned

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